Retirement income streams
Life expectancy table
Section: 14.8
14.8 Life expectancy table
The following table demonstrates the life expectancy of males and females aged between 45 and 70 under each of the prescribed life expectancy tables.
|
Age when annuity or pension commenced |
2015-17 tables |
2010-12 tables |
2005-07 tables |
2000-02 tables |
1995-97 tables |
1990-92 tables |
1985-87 tables |
1980-82 tables |
||||||||
|
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
|
|
45 |
37.43 |
40.88 |
36.81 |
40.41 |
36.03 |
39.90 |
34.98 |
39.23 |
33.32 |
37.81 |
32.01 |
37.00 |
30.76 |
36.05 |
29.49 |
35.28 |
|
46 |
36.50 |
39.92 |
35.88 |
39.45 |
35.10 |
38.95 |
34.06 |
38.28 |
32.30 |
36.86 |
31.09 |
36.05 |
29.85 |
35.11 |
28.60 |
34.36 |
|
47 |
35.58 |
38.97 |
34.95 |
38.50 |
34.18 |
38.00 |
33.13 |
37.33 |
31.38 |
35.92 |
30.18 |
35.11 |
28.94 |
34.18 |
27.71 |
33.43 |
|
48 |
34.66 |
38.03 |
34.03 |
37.56 |
33.26 |
37.05 |
32.22 |
36.39 |
30.46 |
34.98 |
29.27 |
34.18 |
28.04 |
33.26 |
26.84 |
32.52 |
|
49 |
33.75 |
37.08 |
33.11 |
36.61 |
32.34 |
36.11 |
31.30 |
35.45 |
29.55 |
34.04 |
28.37 |
33.25 |
27.16 |
32.34 |
25.98 |
31.61 |
|
50 |
32.84 |
36.14 |
32.20 |
35.67 |
31.43 |
35.17 |
30.39 |
34.51 |
28.64 |
33.11 |
27.48 |
32.32 |
26.28 |
31.43 |
25.12 |
30.70 |
|
51 |
31.93 |
35.21 |
31.29 |
34.74 |
30.53 |
34.24 |
29.49 |
33.58 |
27.74 |
32.18 |
26.59 |
31.40 |
25.41 |
30.52 |
24.28 |
29.80 |
|
52 |
31.03 |
34.27 |
30.38 |
33.80 |
29.63 |
33.31 |
28.59 |
32.66 |
26.85 |
31.26 |
25.71 |
30.49 |
24.55 |
29.62 |
23.45 |
28.91 |
|
53 |
30.13 |
33.34 |
29.49 |
32.87 |
28.73 |
32.38 |
27.69 |
31.73 |
25.97 |
30.34 |
24.84 |
29.58 |
23.70 |
28.73 |
22.63 |
28.02 |
|
54 |
29.24 |
32.42 |
28.59 |
31.95 |
27.84 |
31.45 |
26.80 |
30.82 |
25.09 |
29.43 |
23.98 |
28.68 |
22.86 |
27.84 |
21.82 |
27.14 |
|
55 |
28.35 |
31.49 |
27.71 |
31.02 |
26.95 |
30.53 |
25.92 |
29.91 |
24.22 |
28.53 |
23.13 |
27.78 |
22.04 |
26.96 |
21.02 |
26.27 |
|
56 |
27.47 |
30.57 |
26.83 |
30.10 |
26.08 |
29.61 |
25.05 |
29.00 |
23.36 |
27.63 |
22.30 |
26.90 |
21.23 |
26.08 |
20.24 |
25.40 |
|
57 |
26.60 |
29.66 |
25.95 |
29.19 |
25.20 |
28.70 |
24.19 |
28.10 |
22.52 |
26.74 |
21.47 |
26.02 |
20.44 |
25.22 |
19.47 |
24.55 |
|
58 |
25.73 |
28.75 |
25.09 |
28.28 |
24.34 |
27.79 |
23.34 |
27.21 |
21.68 |
25.86 |
20.66 |
25.14 |
19.65 |
24.35 |
18.71 |
23.70 |
|
59 |
24.87 |
27.84 |
24.22 |
27.37 |
23.48 |
26.89 |
22.49 |
26.32 |
20.86 |
24.98 |
19.87 |
24.27 |
18.89 |
23.50 |
17.96 |
22.85 |
|
60 |
24.02 |
26.93 |
23.37 |
26.47 |
22.63 |
26.00 |
21.66 |
25.44 |
20.05 |
24.11 |
19.09 |
23.42 |
18.13 |
22.65 |
17.23 |
22.02 |
|
61 |
23.17 |
26.03 |
22.52 |
25.57 |
21.79 |
25.11 |
20.84 |
24.57 |
19.25 |
23.25 |
18.32 |
22.57 |
17.39 |
21.81 |
16.52 |
21.20 |
|
62 |
22.33 |
25.14 |
21.68 |
24.68 |
20.96 |
24.23 |
20.04 |
23.71 |
18.46 |
22.39 |
17.57 |
21.72 |
16.67 |
20.98 |
15.81 |
20.38 |
|
63 |
21.50 |
24.24 |
20.85 |
23.80 |
20.14 |
23.35 |
19.24 |
22.85 |
17.70 |
21.54 |
16.83 |
20.89 |
15.96 |
20.16 |
15.13 |
19.58 |
|
64 |
20.67 |
23.36 |
20.03 |
22.92 |
19.34 |
22.48 |
18.46 |
22.00 |
16.94 |
20.70 |
16.12 |
20.07 |
15.27 |
19.35 |
14.46 |
18.78 |
|
65 |
19.86 |
22.47 |
19.22 |
22.05 |
18.54 |
21.62 |
17.70 |
21.15 |
16.21 |
19.88 |
15.41 |
19.26 |
14.60 |
18.56 |
13.80 |
18.00 |
|
66 |
19.04 |
21.60 |
18.41 |
21.18 |
17.76 |
20.76 |
16.95 |
20.32 |
15.49 |
19.06 |
14.73 |
18.45 |
13.93 |
17.77 |
13.17 |
17.22 |
|
67 |
18.24 |
20.73 |
17.62 |
20.33 |
16.99 |
19.92 |
16.21 |
19.49 |
14.79 |
18.25 |
14.06 |
17.66 |
13.29 |
17.00 |
12.55 |
16.46 |
|
68 |
17.45 |
19.87 |
16.84 |
19.48 |
16.24 |
19.08 |
15.48 |
18.67 |
14.11 |
17.46 |
13.40 |
16.89 |
12.66 |
16.24 |
11.95 |
15.72 |
|
69 |
16.67 |
19.02 |
16.07 |
18.64 |
15.49 |
18.24 |
14.78 |
17.87 |
13.44 |
16.67 |
12.76 |
16.12 |
12.05 |
15.50 |
11.37 |
14.98 |
|
70 |
15.90 |
18.18 |
15.31 |
17.80 |
14.76 |
17.42 |
14.08 |
17.08 |
12.80 |
15.90 |
12.14 |
15.37 |
11.46 |
14.77 |
10.81 |
14.26 |
Source: Extracts from Life Expectancy Tables published by Australian Government Actuary
Last modified: Wednesday, June 28, 2023